01
Eligibility checker
Separate initial account eligibility from the federal pilot contribution, with reasons and official filing links.
Check eligibility →Family finance, made checkable
Build a clearer plan for a child’s financial future.
Independent calculators and plain-English guides for Trump Accounts, 529 plans, custodial accounts, and the choices that come next.
Last verified: October 8, 2026Effective for: 2026 rules
Start with a decision
Useful tools before another general explainer
Each tool turns current rules into a specific next step while keeping personal information on your device.
02
Growth calculator
Model family and employer contributions, fees, multiple returns, and the shift after the growth period.
Model a balance →03
Account comparison
Compare Trump Accounts, 529 plans, UGMA/UTMA, Custodial Roth IRAs, and ABLE accounts by purpose.
Compare options →First topic cluster
Trump Accounts, inside a broader child-savings platform
The policy name is a starting point, not the brand. Child Savings Lab is designed to expand across education savings, custodial investing, disability savings, retirement pathways, and employer benefits.
Editorial promise
Rules have dates. Sources have status.
Important claims link to the IRS, Treasury, Department of Labor, or other primary government material. Proposed rules are labeled as proposed. We do not invent professional reviewers, rank providers by commission, or collect sensitive child and tax information.
Read the methodology